Figure Technology Solutions, Inc. is a financial technology company that delivers blockchain-powered products and solutions across the United States. The company provides a range of blockchain-based services for its marketplaces, covering activities like lending, trading, and investing, with a focus on areas such as consumer credit and digital assets.

• CEO Statement- We are excited to announce the successful completion of our Initial Public Offering and are pleased to report a strong first quarter as a publicly traded company. The ongoing success of Figure’s marketplace model for tokenized consumer loan origination has driven impressive earnings growth, with Net Income increasing by 227% year-over-year. Additionally, we achieved an Adjusted EBITDA margin of 55%, highlighting the scalability and efficiency of our blockchain-based platform.

• In addition to margin expansion, we saw solid performance across several key metrics, including consumer loan marketplace volume, Adjusted Net Revenue, and growth across the core pillars of our blockchain ecosystem. With this momentum, we are well-positioned to continue building on our success and finish 2025 on a strong note.

• In the third quarter of 2025, the Consumer Loan Marketplace saw a significant growth in volume, reaching $2.5 billion, which represents a 70% year-over-year increase. 

• This performance includes $1.1 billion in volume from Figure Connect, a substantial rise from the $767 million recorded in the previous quarter. Notably, the Figure Connect platform was officially launched in June 2024, marking a key milestone for the company.

• The company also experienced impressive financial growth across various key metrics. Net Revenue rose by 55% compared to the same period last year, with Adjusted Net Revenue totaling $156 million, reflecting a 42% increase from the third quarter of 2024. Net Income surged by 227%, reaching $90 million, further underlining the company’s strong performance.

• Adjusted EBITDA showed a 75% year-over-year increase, amounting to $86 million, while the Adjusted EBITDA margin improved to 55%, an increase of 10 percentage points compared to the prior year.

• In a landmark development, the company successfully completed its Initial Public Offering (IPO) on September 12, 2025. A total of 36 million shares were issued, including 28 million primary shares, generating net proceeds of $663 million, positioning the company for continued growth and market expansion.

Acrobull UK Recommendation Based on Evaluation